Miner's Den Jewelers

Financing & Payment Plans

Financing at Miner’s Den Jewelers has never been easier! We offer two different options for payment plans so you can choose which one is right for you

Wells Fargo Financing

12 months interest-free financing with a quick and easy online application providing approval notice in just minutes

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90-Day Layaway

Our 90-Day layaway option requires zero structured monthly payments and allows you to pay as you please

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Wells Fargo Financing

The Wells Fargo Jewelry Advantage Credit Card Program provides you with an easy to use online account manager with monthly payments based on your budget. Applying for financing is quick & easy, and can even be done from the comfort of your own home! Financing with Wells Fargo is a great interest-free option as long as it is paid within the first 12 months.

How do I apply for Wells Fargo Financing?

There are two options for applying for Wells Fargo Financing:
-Apply for financing in our store with an associate
-Apply online through Wells Fargo (Click HERE to apply)

Can I pay for part of an item and finance the rest?

Yes, you can pay however much you would like on an item and finance the remaining balance. Wells Fargo financing acts just like any other payment option.

Can I use Wells Fargo Financing more than once?

Yes. Once approved for financing through Wells Fargo, you will be approved for a revolving line of credit. Each purchase using your Wells Fargo Jewelry Advantage Credit Card will come with the same 12 month interest-free financing.

What are the advantages to financing?

Financing through Wells Fargo acts the same as cash and allows you to purchase an item & take it home that same day. Financing provides an interest-free payment option as long as the balance is paid off within the 12 month period.

Have a question not listed here?

If you have a question not listed and you’re interested in more information, please feel free to give us a call or send us a text message at (248)-585-6950, or send an email to info@minersden.com.

90-Day Layaway

Miner’s Den Jewelers also offers our own 90-Day Layaway option. All we require is a 20% deposit, and that the total amount be paid off by the end of the 90-day term. We do not require any minimum or structured monthly payments, and you can pay as you please. Once the final payment is made, you can then take home your new piece!

Do I have to apply to put an item on layaway?

All we require to place an item on layaway is a 20% deposit and that the item be completely paid off within the 90-day term.

Can I cancel an item I have placed on layaway?

Layaways can be cancelled within the first 30 days with a full refund of the amount paid. Layaways cancelled after the first 30 days will result in a 20% restocking fee (deposit).

Can I put more than one item on layaway at once?

Yes, you can place more than one item on layaway.

What happens if my item is not paid off in 90 days?

Layaways can be cancelled within the first 30 days with a full refund of the amount paid. Layaways cancelled after the first 30 days will result in a 20% restocking fee (deposit). Layaways not completed within 90 days will be charged a 20% restocking fee, with any remaining credit to be issued as store credit.

How do I make a payment on a layaway?

There are a few options for paying off a layaway. You can pay in-store, over the phone, or through the mail if you wish to send a check.

Have a question not listed here?

If you have a question not listed and you’re interested in more information, please feel free to give us a call or send us a text message at (248)-585-6950, or send an email to info@minersden.com.